Beat your current car insurance rate!
How It Works
Fill out our super simple form!
Get multiple quotes from brand name companies looking to offer you a discount on your car insurance.
It's that quick and easy. Keep driving and enjoy the journey.
A Bit More About Us
Get My Car Insucance is not a car insurance provider. We are an online marketplace, run by Torchlight Technology Group LLC, and we work directly with insurance providers to help aggregate the right insurance offers and present them to you. At Get My Car Insucance, we know what a hassle it is to find the right car insurance for you. That's why we took all of the guesswork out the process. Our team of experts is here to provide you with top-notch information on topics like how to save on your auto insurance and what type of coverage might best suit you.
Once you learn about your options, fill out the cost-free, simple text questionnaire on our site to get more information and a quote from multiple companies that might be a fit for you. Don't feel like waiting to be called? Once you have filled out the form you will also be able to click directly on auto insurance providers that may work for you so you can get the process moving. At Get My Car Insucance we are dedicated to providing you with a quick and easy way to save hundreds on your car insurance each year.
How Does the Site Work?
We communicate with insurance companies and service providers to find you the plan that best fits your needs financially and in terms of overall coverage. We analyze the information you provide us and using our comprehensive database and network of companies, find you any and all applicable quotes so you can choose which one fits your needs. We operate in all fifty states and Washington D.C.
What Information Will I Be Providing?
We will ask you a few simple questions such as your name, and contact information as well as your current insurance status. It's as simple as that!
Will My Info Be Kept Private?
Absolutely. Your privacy is one of our company's top priorities.
Will I Be Charged for a Quote?
No! We provide this service completely free of charge. We are paid only by insurance providers and agents who understand that we will, in an unbiased fashion, match potential customers to the plans that make the most sense for them financially.
How Much Money Will I Save?
While this varies depending on your specific circumstances, you stand to save hundreds of dollars per year on your car insurance by allowing us to search for the quotes that fit your priorities.
What Does Liability Coverage
Mean to Me?
Liability coverage pays for damage that the insured driver would have otherwise been responsible for...
What Kind of Discount
Can I Get?
When shopping around for auto insurance, make sure to be aware of the potential discounts...
What is Gap Coverage?
GAP is an acronym that stands for "guaranteed auto (or asset) protection". Gap coverage comes in handy...
What Does Liability Coverage Mean to Me?
Liability coverage pays for damage that the insured driver would have otherwise been responsible for. For instance, say you cause an accident and the damage done is estimated to cost $6,000. Assuming you are insured for $6,000 or more under your auto insurance plan, your out-of-pocket expenses will be minimal. Often times, the two areas covered by liability coverage are people and property. Generally, each individual liability coverage plan will have a maximum amount of money it will pay per injured person, as well as a maximum amount of money it will pay for all injured persons combined.
What Kind of Discount Can I Get?
When shopping around for auto insurance, make sure to be aware of the potential discounts you can get. While certain companies may offer unique discounts, here are a few that tend to be available across the board in some form:
Good (or "Safe") Driver Insurance
Many insurance providers will offer some sort of incentive for each year you go without an accident or violation. Different companies will offer different incentives, so make sure to know your options.
Multiple Vehicle Insurance
Some companies will offer a reduced rate for each additional vehicle you have on your insurance plan.
Often times, it is possible to get a discount on your auto insurance simply by being a homeowner. It is also possible through many agencies to bundle home owner's insurance with auto insurance for a discounted price.
Various "Student" Insurance Packages
There are several common student discounts available through most providers. These can be based on the student's grades, how far away he or she goes to college (in relation to his or her hometown), and so on.
Additional "Safety" Discounts
It is often possible to receive a reduced rate for various safety features your car may have.
Often times certain vocations are likely to receive discounts based on their professions. This is especially true of members and former members of the United States armed forces, though other professions may be eligible as well. Additionally, it is rather common for senior citizens to be eligible for a reduced insurance rate, especially if retired.
What is Gap Coverage?
GAP is an acronym that stands for "guaranteed auto (or asset) protection". Gap coverage comes in handy if your vehicle is totaled before you have paid it off. This coverage will pay you the difference between the blue book value of your vehicle and the amount left on your loan when your vehicle is totaled. This can save you an enormous amount of money if you purchase a new car and it is totaled within the first several years from the time at which you purchase it.